WhatsApp Consultation
Smart investing. Built for Nigerians.

Grow your money confidently with
transparent portfolios & instant local payments

Start investing from ₦500,000 — track daily reports, withdraw anytime, and fund via cards, transfer, USSD, QR/NQR, wallets, or eNaira.

✅ SEC Nigeria — ISA 2025 Compliant 🔒 NDPA 2023 Data Protection 🌍 Trusted by 200+ Nigerians
📊 See a Sample Report

No hidden fees · No lock-in · Local WhatsApp support

Why Nigerians choose AfroNaira

  • ⚡ 3-minute onboarding via WhatsApp
  • 💸 Instant local payments — cards, USSD, eNaira
  • 📈 Daily performance reports in real time
  • 🔒 NDPA 2023 privacy-aligned data handling

Why invest now

Idle cash loses purchasing power over time, while a diversified portfolio aims to preserve capital and grow steadily against inflation

  • Build passive income streams and a financial safety net
  • Accumulate for major goals like housing, education, and retirement
  • Gain long‑term confidence through disciplined, risk‑aware allocation

What we invest in

Portfolios blend bonds, equities, ETFs, and select alternatives to balance growth and stability across market cycles

  • Bonds for reliability and coupon income within defined risk bands
  • Equities for growth and dividends with prudent position sizing
  • ETFs for instant diversification and efficient exposure
  • Alternatives for diversification and inflation hedging where appropriate
Client Stories & Testimonials

Trusted by everyday Nigerians who invest confidently

See how people across Nigeria are growing, withdrawing, and re-investing with peace of mind — backed by transparent reporting and instant local payouts.

OA

“I started small — ₦500,000 just to test. Three months later my balance was ₦200,000. Withdrawal to my bank took less than a day.”

— Oluwatobi A., Lagos · Small business owner

AN

“AfroNaira gives me global exposure while staying in naira. The dashboard is clean, reports arrive daily, and support always responds fast.”

— Amaka N., Abuja · Software engineer

MK

“I withdrew my funds twice without delays. No hidden fees, no surprises — just exactly what they promised.”

— Musa K., Kano · Salary earner

Case Study · Steady Income Portfolio

Salary earner (Kano) · ₦500,000 start · Goal: Stable income & liquidity

The client opted for a conservative portfolio focused on fixed-income instruments and selective exposure to regulated digital assets for moderate yield enhancement. The plan prioritized capital safety and quick access to funds.

  • 1.8–2.2% / mo average observed growth (illustrative, non-guaranteed)
  • ₦590,000+ portfolio value after 6 months
  • 12-hour verified bank withdrawal

Case Study · Growth Investor Plan

SME owner · ₦500,000 start · Goal: Long-term growth & capital expansion

The client explored a growth-focused plan that included exposure to emerging digital assets alongside traditional markets. This diversified approach allowed participation in the evolving crypto economy while maintaining portfolio transparency and daily liquidity.

  • 3.5–4% / mo average observed growth (illustrative, non-guaranteed)
  • ₦650,000+ portfolio value after 8 months of consistent funding
  • Instant verified payout to client’s bank account
Join 350+ Nigerians already growing their savings safely.

* Testimonials anonymised for privacy. Examples shown are for illustration only — returns may vary.

Our evaluation process

  • Fundamental analysis of financials, management, and macro factors
  • Technical review of trends, volatility, and entry/exit levels
  • Risk scoring by credit profile, correlation, and drawdown history
  • Scenario stress‑tests under different economic conditions

Transparency by default

See daily updates to positions, P&L, and accruals with clear fee terms fixed in advance and no hidden charges or surprise costs

Receive alerts, periodic statements, and same‑day responses from a dedicated manager during local support hours

Risk management first

We prioritise capital preservation over speculative bets, rebalance automatically, and keep risks within agreed limits

Returns are targeted to be realistic and stable rather than promising instant windfalls or extraordinary gains

Balanced

Moderate risk • Diversified 60/40 portfolio

The Balanced strategy focuses on steady, long-term capital growth while maintaining stability. It blends equities, bonds, and low-volatility instruments to achieve consistent performance through various market cycles. This portfolio is ideal for investors seeking growth without excessive risk.

  • Balanced allocation between equity and fixed income
  • Designed for moderate risk tolerance and 5+ year horizon
  • Focus on capital preservation and disciplined compounding
🟢 Stability
🛡️ Low Risk

Crypto Growth

High growth • Focus on crypto & Web3

The Crypto Growth strategy aims for aggressive capital appreciation through investments in cryptocurrencies, blockchain projects, and innovative Web3 assets. It suits investors who embrace volatility for the potential of exponential long-term gains.

  • Exposure to leading digital assets and emerging blockchain projects
  • High risk, high reward strategy for long-term investors
  • Targets accelerated returns through crypto innovation
🚀 High Yield
💎 Crypto Focus

Local payments that just work

Fund and withdraw in NGN using locally familiar and trusted methods integrated via Flutterwave for a seamless experience

Cards (Visa, Mastercard, AmEx where enabled) Bank Transfer Bank Account Debits USSD QR / NQR Mobile Money Apple Pay / Google Pay eNaira
Note: availability of specific methods is subject to verification and regional enablement in the payment dashboard for Nigerian merchants

Frictionless onboarding

Get a quick goals interview, choose a suitable strategy, and access a live dashboard showing allocations, transactions, and performance from day one

  • Short mobile form and WhatsApp handover for faster first contact
  • Clear fee schedule with no hidden charges or lock‑ins
Start on WhatsApp Read FAQs

Privacy & data protection (NDPA 2023)

Personal data is processed in line with the Nigeria Data Protection Act 2023, under oversight of the Nigeria Data Protection Commission, with rights of access, correction, and redress

  • Transparent purposes, lawful basis, retention limits, and safeguards for transfers where applicable
  • Designated contact for requests and timely incident notifications per regulatory expectations

Capital markets compliance (ISA 2025)

Marketing and documentation reflect the Investments and Securities Act 2025 context, with clear risk disclosures and avoidance of prohibited claims or unapproved offerings

  • Awareness of SEC Nigeria rules and April 2025 updates on issuance and reporting enhances investor protection and transparency
  • We avoid promising guaranteed returns and provide balanced risk‑return descriptions aligned with regulatory expectations

How to start

  • Define an amount that doesn’t affect day‑to‑day needs and matches risk tolerance and horizon
  • Begin with a conservative instrument like quality bonds or a broad index ETF, then expand gradually
  • Stay disciplined, rebalance periodically, and track progress via daily reporting

Sample daily report

Reports highlight daily P&L, allocations by asset class, recent transactions, and accrued income so performance is always visible

Request a private demo link in WhatsApp and get a walkthrough with a manager in your time zone
Request Demo See Payments


Local payments that "just work"

Payments in NGN through familiar channels — without hassle or delays, with instant confirmations and a clear flow.

Cards Bank Transfer USSD QR / NQR Mobile Wallets Apple Pay Google Pay eNaira
Start payment Payment instructions

How to pay via USSD

  • Select “USSD” at checkout and choose your bank if prompted.
  • Receive a unique USSD code, dial it on your phone, and follow the prompts.
  • Confirm the operation — the payment status will update automatically.

Tip: USSD works without mobile internet, which is convenient when connectivity is weak.

How to pay with eNaira

  • Choose “eNaira” at checkout.
  • Scan the QR code or generate a one‑time token in the eNaira app.
  • Confirm in the app — settlement is instant.

eNaira is the Central Bank of Nigeria’s digital currency, available at checkout through supported providers.

No internet? Choose USSD — reliable transfers even on an unstable network.
Local methods are integrated via a trusted payment provider; the list of available channels depends on merchant settings.

Frequently asked questions

Which strategy is right for me
Align risk level to goals and horizon: conservative for stability, balanced for steady growth, and aggressive for long‑term return potential with higher volatility
How often do you rebalance
Rebalancing is handled by specialists and typically not more than once per quarter, with timing driven by market conditions and portfolio objectives
How do you handle my personal data in Nigeria
Processing follows NDPA 2023 with clear purposes, rights to access and correction, breach notifications where applicable, and NDPC oversight mechanisms
Which local payment methods can I use
Cards, bank transfer, bank account debits, USSD, QR/NQR, mobile money, Apple Pay, Google Pay, and eNaira are supported where enabled in the payment dashboard
Are there regulatory limitations on investment marketing
We present balanced information, avoid prohibited claims, and reflect ISA 2025 context and SEC Nigeria rules, including April 2025 updates to issuance and reporting

Designed for mobile growth

Nigeria’s digital landscape includes about 150 million cellular connections and 107 million internet users, so pages are optimised for speed, clarity, and short actions on mobile

That’s why this site ships compressed assets, critical CSS, lazy‑loaded media, and crisp WhatsApp handoffs for faster conversions on mobile networks

Contact

Support hours follow West Africa Time with same‑day responses through WhatsApp and phone for investment enquiries and onboarding

WhatsApp Now Email

Compliance & legal

Privacy: processed under NDPA 2023 with data subject rights and NDPC oversight; see Privacy Policy for purposes, lawful bases, retention, and request channels

Capital markets: materials presented with ISA 2025 awareness and SEC Nigeria rules context; this is not investment advice or an offer to the public where prohibited